Are You Properly Insured? A Year-End Checklist for Your Life Stage

The end of the year is the perfect time to review your finances—especially your insurance coverage. If changes have happened during the year, like marriage, a new job, or buying a house, the types and amounts of insurance you carry should be reviewed and potentially updated. “Insurance needs shift as life changes,” says Justin Edwards, Associate Wealth Manager at Echo Wealth Management. Justin earned additional certifications

By Jared Johnson, Shareholder & Wealth Manager

At Echo Wealth Management, your security is our priority. As cybersecurity threats evolve in sophistication and reach, we want to ensure our clients are not only aware of potential risks but also equipped with trusted resources and clear steps for protection. In collaboration with Schwab, we offer this guide to help you stay informed, vigilant, and prepared.

At Echo Wealth Management (EWM), Jared Johnson isn’t just crunching numbers—he’s creating strategies that turn financial goals into reality. As a Shareholder and Wealth Manager, Jared plays a key role in portfolio management, trading, and financial planning, ensuring every client has a clear, customized path to success.

Doing pretty well

Picture this - I’ll be at a networking event, wearing a sticker name tag and holding a plastic glass of tepid water, and a guy with a bad suit and even worse haircut will, out of nowhere, shout, “I don’t get what you wealth managers do.  I do pretty well on my own just using the internet.”  And, before I can respond, he’s off to give his opinion again, rambling about the cheese tray to the hotel staff. 

How important is long-term care?

It is important enough for you to plan it.

It is important enough for you to do it.

It is important enough for you to think twice.

You might be thinking…
Other people get disabled, not me.
My business can run without me.
I’d rather put my money into growing my business.

The truth is illness and injury impact all of us, even businesses. Whether you are a key employee or business owner, understanding the possible outcomes of a temporary or permanent disability will help you to identify smart solutions for your financial plan.